Com­mer­cial Finance

As part of a full-ser­vice law firm, we draw on our exper­tise in cap­i­tal gains tax, merg­ers and acqui­si­tions, intel­lec­tu­al prop­er­ty, tech­nol­o­gy, insol­ven­cy, plan­ning, con­struc­tion, employ­ment, and oth­er prac­tice areas. Our lawyers have advised on cross-bor­der financ­ing involv­ing var­i­ous devel­oped and devel­op­ing mar­kets, across sev­er­al busi­ness sec­tors and have held senior in-house roles.

Exper­tise

• Busi­ness investments
• Finance & mort­gage agreements
• Per­son­al Prop­er­ty Secu­ri­ties Act (PPSA)
• Sale of res­i­den­tial and com­mer­cial mort­gage pools
• Asset-based lend­ing
• Cash-flow lend­ing
• Ven­dor financing
• Com­mer­cial loan agreements
• Con­struc­tion and devel­op­ment finance
• Com­pa­ny title finance
• Finan­cial regulation
• Struc­tur­ing & asset protection
• Busi­ness risk minimisation
• AFSL Licenc­ing compliance
• Busi­ness sales & purchases
• Direc­tor and share­hold­er agreements
• Super­an­nu­a­tion
• Debt recov­ery, bank­rupt­cy, and insolvency
• Divi­sion 7A loan agree­ments / mortgages
• Finance con­tracts

Exper­tise: Inhouse

• Debt – fixed-rate and float­ing-rate loans and facil­i­ties, liq­uid­i­ty facil­i­ties, cash advance facil­i­ties, stan­dard terms for cred­it facil­i­ties, fixed-rate and float­ing-rate notes, syn­di­cat­ed facil­i­ties, risk par­tic­i­pa­tion agreements
• Trea­sury – for­ward FX agree­ments, repur­chase facil­i­ties, ISDA swap trans­ac­tions, futures contracts
• Insti­tu­tion­al – clear­ing facil­i­ty agree­ments, var­i­ous debt products
• Equi­ty – equi­ty cap­i­tal mar­kets transactions
• Reg­u­la­to­ry – assist­ed with the man­age­ment of the bank’s RBA, APRA, and ASIC rela­tion­ships, AFSL appli­ca­tions, and management
• Indus­try – rep­re­sen­ta­tive on var­i­ous indus­try groups includ­ing RBA com­mit­tees, Aus­trac, and Inter­na­tion­al Banks Association.

Use­ful Links

• Aus­tralian Finan­cial Secu­ri­ty Author­i­ty — Per­son­al Prop­er­ty Secu­ri­ties Reg­is­ter (PPSR)
• Aus­tralian Secu­ri­ties & Invest­ments Com­mis­sion (ASIC)
• Aus­tralian Busi­ness Reg­is­ter (ABR)
• Aus­tralian Tax­a­tion Office (ATO) Busi­ness Portal