Regard­less of the eco­nom­ic land­scape, there will always be chal­lenges and oppor­tu­ni­ties for busi­ness­es. Our aim is to help iden­ti­fy the legal, com­mer­cial issues and solu­tions to help you stay ahead of the market.

Our team pos­sess­es the indus­try exper­tise, resources and strong com­mer­cial acu­men to pro­vide you with prac­ti­cal val­ue for mon­ey legal solutions 

We under­stand the industry’s dri­vers and oper­a­tions and rep­re­sent a vari­ety of enti­ties in the bank­ing and finan­cial ser­vices sec­tor, includ­ing finan­cial insti­tu­tions, alter­na­tive financiers, fund trustees, whole­sale and retail invest­ment trusts, trustees & cus­to­di­ans, pri­vate lenders, and finan­cial plan­ning groups. 

Our team serves major domes­tic and inter­na­tion­al clients and offers com­pli­ance, trans­ac­tion­al, struc­tur­al, and enforce­ment advice for lenders and investors.

We spe­cialise in pro­vid­ing com­pre­hen­sive legal guid­ance to help with the com­plex­i­ties of busi­ness financ­ing, par­tic­u­lar­ly in the areas of asset-based lend­ing and cash flow financ­ing. Both cash flow and asset-based lend­ing have their advan­tages and are suit­able for dif­fer­ent types of busi­ness­es. Under­stand­ing the nuances of each can help you make an informed deci­sion about which type of financ­ing is best for your business.

Use­ful links:

In addi­tion to leg­is­la­tion, both ASIC and APRA issue reg­u­la­to­ry and pol­i­cy state­ments, as well as infor­ma­tion sheets that pro­vide guid­ance to reg­u­lat­ed enti­ties on how leg­is­la­tion applies and should be inter­pret­ed. In par­tic­u­lar, ASIC focus­es on the Cor­po­ra­tions Act and gives fre­quent updates to pro­vide prac­ti­cal guid­ance on its expec­ta­tions and pol­i­cy objec­tives with respect to com­pli­ance with the law.

No mat­ter how rou­tine or com­plex the busi­ness issues you face, Mer­i­tas’ net­work of law firms is with you every step of the way. Mar­ket-lead­ing firms offer a full range of legal ser­vices, which enable you to do busi­ness any­where. Wise coun­sel and prac­ti­cal solu­tions are just a phone call or e‑mail away. Dis­cov­er the breadth and depth of the prac­tice and indus­try sec­tor capa­bil­i­ties avail­able to you through Meritas.

Publications

Fed­er­al Court Deci­sion Lim­its Effec­tive Use of Set-Off in Con­trac­tu­al Annu­al Salary Arrangements

The Deci­sionIn a recent Fed­er­al Court deci­sion*, Jus­tice Per­ram held that while con­trac­tu­al set-off claus­es in an annu­al salary arrange­ment can…

Pro­tect­ing your tomor­row, today: The impor­tance of an endur­ing pow­er of attorney

We often talk about the impor­tance of draft­ing your estate plan­ning doc­u­ments, includ­ing how draft­ing your will can ensure your…

Using your con­struc­tion con­tract to man­age and mit­i­gate con­trac­tor insol­ven­cy risk

Intro­duc­tionThe risk of con­trac­tor insol­ven­cy mid way though a con­struc­tion project in the cur­rent mar­ket is real and real­ly expensive.This arti­cle pro­vides…

In the News

Sarah Heuv­el pro­vides insight into get­ting Rent Roll Trans­ac­tions Com­pli­ance Compliant

Sarah Heuv­el in an inter­view with Matthew Cial­lel­la of MC Broking & Advi­so­ry, dis­cuss rent roll trans­ac­tions and the three key…

Michael Byrnes appeared on Mon­ey News with Evan Lucas on 2GB on 8 Sep­tem­ber 2025 to dis­cuss the recent Fed­er­al Court deci­sion relat­ing to salary arrange­ments, set-off claus­es and award compliance

Michael Byrnes appeared on Mon­ey News with Evan Lucas on 2GB on 8 Sep­tem­ber 2025 to dis­cuss the recent Fed­er­al Court…

Michael Byrnes has pub­lished an arti­cle titled Use of AI Crit­i­cised by FWC” in HR Leader on 2 Sep­tem­ber 2025.

Michael Byrnes has pub­lished an arti­cle titled ​“Use of AI Crit­i­cised by FWC” in HR Leader on 2 Sep­tem­ber 2025.To read the…