Regard­less of the eco­nom­ic land­scape, there will always be chal­lenges and oppor­tu­ni­ties for busi­ness­es. Our aim is to help iden­ti­fy the legal, com­mer­cial issues and solu­tions to help you stay ahead of the market.

Our team pos­sess­es the indus­try exper­tise, resources and strong com­mer­cial acu­men to pro­vide you with prac­ti­cal val­ue for mon­ey legal solutions 

We under­stand the industry’s dri­vers and oper­a­tions and rep­re­sent a vari­ety of enti­ties in the bank­ing and finan­cial ser­vices sec­tor, includ­ing finan­cial insti­tu­tions, alter­na­tive financiers, fund trustees, whole­sale and retail invest­ment trusts, trustees & cus­to­di­ans, pri­vate lenders, and finan­cial plan­ning groups. 

Our team serves major domes­tic and inter­na­tion­al clients and offers com­pli­ance, trans­ac­tion­al, struc­tur­al, and enforce­ment advice for lenders and investors.

We spe­cialise in pro­vid­ing com­pre­hen­sive legal guid­ance to help with the com­plex­i­ties of busi­ness financ­ing, par­tic­u­lar­ly in the areas of asset-based lend­ing and cash flow financ­ing. Both cash flow and asset-based lend­ing have their advan­tages and are suit­able for dif­fer­ent types of busi­ness­es. Under­stand­ing the nuances of each can help you make an informed deci­sion about which type of financ­ing is best for your business.

Use­ful links:

In addi­tion to leg­is­la­tion, both ASIC and APRA issue reg­u­la­to­ry and pol­i­cy state­ments, as well as infor­ma­tion sheets that pro­vide guid­ance to reg­u­lat­ed enti­ties on how leg­is­la­tion applies and should be inter­pret­ed. In par­tic­u­lar, ASIC focus­es on the Cor­po­ra­tions Act and gives fre­quent updates to pro­vide prac­ti­cal guid­ance on its expec­ta­tions and pol­i­cy objec­tives with respect to com­pli­ance with the law.

No mat­ter how rou­tine or com­plex the busi­ness issues you face, Mer­i­tas’ net­work of law firms is with you every step of the way. Mar­ket-lead­ing firms offer a full range of legal ser­vices, which enable you to do busi­ness any­where. Wise coun­sel and prac­ti­cal solu­tions are just a phone call or e‑mail away. Dis­cov­er the breadth and depth of the prac­tice and indus­try sec­tor capa­bil­i­ties avail­able to you through Meritas.

Publications

Using your con­struc­tion con­tract to man­age and mit­i­gate con­trac­tor insol­ven­cy risk

Intro­duc­tionThe risk of con­trac­tor insol­ven­cy mid way though a con­struc­tion project in the cur­rent mar­ket is real and real­ly expensive.This arti­cle pro­vides…

NSW Fair Trad­ing com­pli­ance | What to do if you receive a complaint

You receive a let­ter from NSW Fair Trad­ing (OFT) in your inbox refer­ring to a ​‘com­plaint’ being lodged against you/​your agency…

Arti­fi­cial Intel­li­gence Fol­ly Called Out by Fair Work Commission

In the recent Fair Work Com­mis­sion deci­sion Mr Bran­den Dey­sel v Elec­tra Lift Co.[2025] FWC 2289, Deputy Pres­i­dent Slevin applied a crit­i­cal…

In the News

Michael Byrnes has pub­lished an arti­cle titled Use of AI Crit­i­cised by FWC” in HR Leader on 2 Sep­tem­ber 2025.

Michael Byrnes has pub­lished an arti­cle titled ​“Use of AI Crit­i­cised by FWC” in HR Leader on 2 Sep­tem­ber 2025.To read the…

Michael Byrnes is quot­ed in the arti­cle, Fair Work warns lit­i­gants against using Chat­G­PT”, pub­lished in The Aus­tralian on 28 August 2025:

Michael Byrnes is quot­ed in the arti­cle, ​“Fair Work warns lit­i­gants against using Chat­G­PT”, pub­lished in The Aus­tralian on 2…

Con­grat­u­la­tions | Angela Har­vey & John Trinh for being recog­nised in 2025 Doyles Guide Rankings

We’re proud to announce that Angela Har­vey has been recog­nised in the 2025 Doyles Guide as a:Rec­om­mend­ed Lead­ing Estates Lit­i­ga­tion Lawyer…